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Join Jeff Bernier, CFP®, ChFC, CFS and guests each month as they share insights and real-world strategies to help you gain the confidence and freedom to live a life of personal significance.
Episodes
Wednesday Nov 13, 2024
Wednesday Nov 13, 2024
In this episode of Money & Meaning, host Jeff Bernier sits down with Sherry Finkel Murphy, founder and CEO of Madrina Molly LLC. Sherry is a seasoned financial planner who focuses on helping midlife women navigate the complexities of financial and longevity planning. They explore the challenges faced by women in the "Triple Decker Club Sandwich Generation," discuss strategies for reinventing life after 50, and dive into Sherry’s mission to provide financial education through her community platform, Madrina Molly. This conversation offers valuable insights for those seeking to align their financial resources with their personal values and life goals.
Topics covered:
- Challenges of the "Triple Decker Club Sandwich Generation" and its impact on midlife women.
- Sherry’s career journey from financial planner to the founder of Madrina Molly.
- Common financial and emotional struggles among midlife women, including shame around money.
- The importance of financial education and empowering women over 50.
- Strategies for reinventing life after 50, including Sherry’s concept of the “glide path.”
- Insights on longevity planning and how it intersects with health, location, financial, and purpose planning.
- The need for community and purpose in aging and retirement.
- Balancing caregiving responsibilities with personal ambitions and business pursuits.
- Building a supportive community for women navigating midlife transitions.
Useful Links:
- Jeff Bernier on LinkedIn: https://www.linkedin.com/posts/jeffberniercfp_the-money-and-meaning-show-activity-7202103509700227072-h0Qn/
- Sherry Finkel Murphy on LinkedIn: https://www.linkedin.com/in/sherryfinkelmurphy
- Madrina Molly: https://www.madrinamolly.com/
- Tandem Growth Financial Advisors: https://www.tandemgrowth.com/
Monday Oct 14, 2024
Monday Oct 14, 2024
In this episode of the Money & Meaning Show, host Jeff Bernier welcomes Apollo Lupescu, Vice President of Dimensional Fund Advisors. Apollo, known as the “Secretary of Explaining Stuff,” discusses how investors can make sense of financial markets during election years. He shares his insights on investment philosophies, the impact of political events on markets, and strategies for maintaining focus amidst noise. Tune in to learn how to make more informed investment decisions in politically charged times.
Topics Covered:
- Introduction to Apollo Lupescu and his journey with Dimensional Fund Advisors
- Overview of Dimensional’s investment philosophy and core principles
- How to think about market uncertainty during election years
- The historical performance of markets during election years and what investors can learn
- Debunking common myths about the impact of political policies on specific sectors
- Evaluating the economic burden of national debt and its influence on investment strategies
- The importance of focusing on data-driven decisions over emotional reactions
- Final thoughts on separating politics from investment decisions
Useful Links:
- Jeff Bernier on LinkedIn
- Apollo on LinkedIn
- Dimensional Fund Advisors
- TandemGrowth Financial Advisors
Monday Sep 30, 2024
Monday Sep 30, 2024
In this episode of Money & Meaning, host Jeff Bernier talks with James Grace, Director of Wealth Management at Silver Pine Capital and host of the Modern Financial Wellness podcast. They explore the evolving nature of the wealth management industry, emphasizing holistic financial planning that encompasses not just financial health but also personal fulfillment and purpose. James shares his journey through the financial services landscape and offers insights into how individuals can achieve financial wellness and well-being. Together, they discuss the importance of aligning actions and resources with personal values and goals.
Topics covered:
- Introduction to James Grace and his role at Silver Pine Capital.
- Evolution of the wealth management industry toward holistic planning.
- Differences between financial wellness and financial well-being.
- James's career path from biotech sales to wealth management.
- The role of behavioral finance and client discovery in financial planning.
- The significance of aligning financial strategies with personal values.
- The importance of ongoing financial advice and support.
- Business models in the financial advisory industry.
- Insights from the Modern Financial Wellness podcast.
Useful Links:
Friday Aug 23, 2024
Friday Aug 23, 2024
In this episode of Money & Meaning, host Jeff Bernier speaks with Gabrielle Welter, a retirement solutions manager at Finance of America. They explore the topic of reverse mortgages, dispelling common myths and misconceptions. Gabrielle explains how these financial tools can provide stability and peace of mind for retirees, addressing key challenges like healthcare costs and market volatility. The discussion delves into the specifics of Home Equity Conversion Mortgages (HECMs), including their benefits, costs, and strategic uses in retirement planning.
Topics Covered:
- Introduction to reverse mortgages and common misconceptions
- Gabrielle Welter's background and career journey
- The evolution and safety measures of reverse mortgages
- Strategic uses of HECMs in retirement planning
- The financial and psychological benefits of reverse mortgages
- Differences between HECMs and traditional mortgages
- Suitability and scenarios for using reverse mortgages
- Costs and insurance protection associated with HECMs
- Resources for further information on reverse mortgages
Useful Links:
Thursday Jul 25, 2024
Thursday Jul 25, 2024
In this episode of Money & Meaning, host Jeff Bernier interviews Larry Swedroe, a renowned author and expert in evidence-based investing. They discuss Larry's journey and contributions to the financial industry, his approach to investment strategies, and the importance of diversifying portfolios. Larry shares insights on financial planning, the role of fixed income, and the benefits of alternative investments. This episode offers valuable advice for retirees and those seeking a robust investment strategy.
Topics Covered
- Larry Swedroe's career and contributions to financial education
- Importance of evidence-based investing
- Historical performance of various asset classes
- Role of fixed income in portfolios
- Benefits and risks of alternative investments
- Challenges retirees face in financial planning
- Behavioral aspects of investing
- Diversification and its impact on portfolio performance
Useful Links:
Thursday Jun 20, 2024
Thursday Jun 20, 2024
In this episode of Money & Meaning, host Jeff Bernier interviews Paul Ollinger, a former Facebook employee turned stand-up comedian and podcast host of Crazy Money. They discuss Paul's journey from the corporate world to comedy, exploring the themes of finding purpose and meaning beyond financial success. The episode offers valuable insights for mid-to-late career executives planning their next steps and navigating life's transitions.
Topics covered:
- Transitioning from a corporate career to pursuing personal passions
- Challenges and realizations in leaving a high-stress job for stand-up comedy
- Impact of Facebook's rapid growth on Paul's career decisions
- Finding purpose and fulfillment beyond financial success
- Emotional and psychological challenges of retirement
- Advice for planning life after a corporate career
- Dangers of constant comparison in affluent communities
- Importance of meditation, presence, and personal growth
Useful Links:
Wednesday May 29, 2024
Wednesday May 29, 2024
Join Host Jeff Bernier and Guest Ryan Frederick, founder of the Here movement, as they delve into the importance of place planning and healthy longevity. From personal journeys to proactive wealth management, this episode offers insights into living a fulfilling second half of life.
Here is a movement to reshape how we live by helping people better understand the importance of place and by creating tools and frameworks for individuals to make more informed decisions about where to call home.
According to Ryan, Where You Live Matters. Where you live is much more than a physical place. It is one of the most important decisions you make. It shapes your purpose, relationships, health, financial wellbeing and more.
Topics Covered:
- Introduction to holistic wealth management
- Ryan's journey from Silicon Valley to thought leader in healthy longevity
- Aligning spirituality and purpose in life
- Balancing present enjoyment with future preparation
- The impact of place on well-being and aging
- Recommendations for a balanced approach to planning
- Ryan's book, "Right Place, Right Time," and resources on here.life
- The evolving role of place planning in wealth management
Are you in the right place for a long, health and financially secure life? Take Ryan's free assessment.
Ryan's book: Right Place, Right Time: The Ultimate Guide to Choosing a Home for the Second Half of Life
Interested in learning more about holistic wealth management? Check out TandemGrowth Financial Advisors.
Tuesday Apr 30, 2024
Tuesday Apr 30, 2024
In this enlightening episode of The Money & Meaning Show, host Jeff Bernier teams up with Dr. Jordan Hutchison, a leading figure in wealth management and psychology, to explore the concept of flow in financial advising. Dr. Hutchison, who serves as Vice President of Technology and Operations at RFG Advisory and is an adjunct professor for Kaplan's College for Financial Planning, shares how integrating behavioral finance and positive psychology can amplify personal fulfillment through financial clarity.
What is "Flow"? What benefits can it provide for advisors and clients?
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- Dr. Hutchison explains the concept of flow as a state of deep absorption in activities that are intrinsically motivating and enjoyable. Examples from various fields such as music, sports, and crafts like knitting demonstrate how flow can enhance productivity and satisfaction across different activities.
- Dr. Hutchison describes how "flow" can lead to an increase in productivity, creativity, and well-being.
What is Technology's Role in Financial Advising? Will AI replace human advisors?
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- Dr. Hutchison discusses integrating technology to optimize financial advisors' work environments, enabling them to spend more time on meaningful client interactions.
- He emphasizes the importance of the human element in financial advising, asserting the irreplaceable nature of personal connections despite advances in AI and automation.
How Can Incorporating Behavioral Science into Designing Tech Solutions Improve the Experience?
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- The application of behavioral science principles in designing technology solutions to create environments that foster productivity and satisfaction is highlighted.
Tuesday Mar 26, 2024
Tuesday Mar 26, 2024
Host Jeff Bernier and guest Rachael Levine, partner at Peltoma Capital Partners and creator of "Tripping Millennial," delve into the enriching power of experiences over material wealth.
In this episode, you'll discover:
- Rachel's journey from seeking financial stability to embracing a life filled with travel and personal growth 🌐
- The impact of an "adult gap year" on personal growth and happiness (Rachael's took her to over 36 countries!) 😊
- How Rachael says we can experience the world more deeply through sabbaticals, remote work experiences, and long term travel opportunities 🌍 acquiring experiences > acquiring things
- A debate on the F.I.R.E. (Financial Independence Retire Early) movement and the potential pitfalls of the movement 🔥
- Tips for balancing career, passion projects, and adventure 🌟
➡️➡️ Click here to view full video! ⬅️⬅️
We'd love to hear your ideas on topics you'd like covered in future episodes! Please feel free to email: moneyandmeaning@tandemgrowth.com.
Find out more about Rachael Levine 👇 https://www.peltomacapital.com/team/rachael-levine
Tripping Millenial 🗺️ https://www.trippingmillennial.com/ https://www.instagram.com/trippingmillennial/
Interested in knowing more about Jeff? View his latest release here 📖 https://www.jeffbernierauthor.com/
Interested in knowing more about TandemGrowth Financial Advisors? 🪴https://www.tandemgrowth.com/
TandemGrowth Financial Advisors (“TandemGrowth”), a registered investment adviser, is providing this podcast which is intended for general educational purposes and is not personalized investment advice. The information provided is not tailored to any individual's specific investment objectives, financial situation, or risk tolerance. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that TandemGrowth has attained a certain level of skill, training, or ability. While the content that will be presented is believed to be factual and up to date, it is based on information obtained from a variety of sources. TandemGrowth believes this information is reliable, however, it has not necessarily been independently verified. TandemGrowth does not guarantee the complete accuracy of all data in this video, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the presenter as of the date of the webinar and are subject to change. This video does not constitute personalized advice from TandemGrowth or its affiliated investment professionals, or a solicitation to execute specific securities transactions. Participants should not use any of this content as the sole basis for any investment, financial planning, tax, legal or other decisions. TandemGrowth is neither a law firm, nor a certified public accounting firm, and no portion of the video content should be construed as legal or accounting advice. We encourage attendees to conduct independent research and seek advice from qualified professionals before making any investment decisions. The information presented in this video should not be the sole basis for investment decisions. Past performance does not guarantee future results. All investment strategies have the potential for profit or loss, and different investments and types of investments involve varying degrees of risk. There can be no assurance that the future performance of any specific investment or investment strategy, including those undertaken or recommended by TandemGrowth, will be profitable or equal any historical performance level. Additional information about our Firm, including its Form ADV Part 2A describing its services, fees, and applicable conflicts of interest and Form CRS is available upon request and at www.tandemgrowth.com.
Thursday Feb 15, 2024
Thursday Feb 15, 2024
Host Jeff Bernier welcomes guests Doug and Heather Boneparth to this episode!
Doug and Heather delve into the key elements of fostering a healthy financial relationship between partners:
🤝 Connection: Start by initiating conversations about your money beliefs and behaviors, using resources like therapist-guided questionnaires to guide the discussion.
🗣️ Communication: Schedule dedicated times for distraction-free discussions, ensuring both partners have the space to express their thoughts and feelings about finances without interruptions.
➕ Contribution: Recognize and honor each other's contributions to the relationship, going beyond financial aspects to include personal contributions and household responsibilities.
🛠️ Collaboration: Establish transparency by understanding where money is coming from and going, utilizing tools like net worth tables and budgeting spreadsheets to facilitate productive conversations about financial decisions.
⏰ Consistency: Commit to regular check-ins, ideally on a quarterly basis, to review changes in net worth, spending habits, and overall financial goals, fostering long-term financial health and relationship strength.
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